UGB Personal Banking

Gold Loan

  • Demand loans granted to public for short term crop loan, investment credit and allied activities
  • Demand loans granted to public for any bonafide purposes.

  • Available for Personal and Agriculture segment
  • Most attractive Interest rate starting with 8.15%.
  • Lowest Processing @ 0.50% of the Loan amount + applicable Tax or Rs 500 + applicable Tax, whichever is higher
  • Margin only 25%
  • Hassle-free documentation

Individuals who are 18 years of age with steady income or Individual farmers, engaged in agriculture, cultivating own and / or leased land or engaged in cultivation of crops who are 18 years of age need loan amount for short term crop loan, investment credit for acquiring farm machinery, undertaking land development, irrigation, horticulture, transportation of Agri produce and allied activities - dairy, poultry, fishery etc.

    Apply with
  • Proof of Identity / Address
  • Submission of proof of income. For Personal Gold loan
  • Submission of proof of land records for Agri Gold Loan
  • Easy repayment : upto 60 months
  • Choice of Loan : Demand Loan(EMI or Non-EMI)
  • Loan Amount : Minimum Loan amount Rs. 20,000/-

EMI Calculator

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